The Story of Caring
Supporting Your People
We’re here to be your true partner, supporting both your business and the team that drives its success. You value your people, and so do we.
How Do We Help?
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Direct Support Since 2003: We take calls directly from you and your employees, guiding them through urgent and confusing healthcare situations.
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Expert Guidance: We provide calm reassurance and help your team understand how their health plan works, ensuring they get the best outcomes.
Advocacy You Can Count On
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We Know the System: With deep insight into how health insurance companies operate, we navigate the bureaucracy on your behalf.
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We Fight for You: When challenges arise, we’re ready to escalate issues and get results—because we know exactly how the system works.
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Insider Expertise: Our experience within the industry means we don’t just know the “flagpole”—we’ve been part of it.
The Story of Expertise
Underwriting & Inside Knowledge
How Are Your Rates Determined?
We know—because we’ve been on the inside. With years of experience in group health insurance underwriting for major carriers, we:
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Understand how rates are set.
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Analyze and challenge quoted and renewal rates.
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Negotiate better outcomes for you and your team.
How many brokers can say they’ve actually done the underwriting?
The Right Questions Lead to the Right Design
To create a benefits plan that truly works, it starts with understanding your team’s needs:
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Would they pay more for better benefits or prefer lower costs with fewer options?
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Are you funding benefits they actually value and appreciate?
For over 21 years, our Comprehensive Employee Benefits Survey has uncovered what employees value most. These insights help you:
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Understand how your plan resonates with your team then design a cost-effective, no-waste plan that delivers maximum value.
With the right questions, you get the right answers—and the right plan.
The Story of Results
... is about your bottom line.
Money is important to your business and so is your bottom line. We never lose sight of your unique goals, leveraging our experience and insights on the carrier side, our underwriting expertise, and creative plan design to make sure you don't leave money "on the table".
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We negotiate on your behalf, in the trenches with the carriers.
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We are experienced and capable of negotiating directly with underwriters, speaking their language, to deliver results.
The Bottom Line is the result - a benefits plan that "fits" your organization, at the lowest possible cost.
