Optimizing Your Benefits Strategy with TBC Benefits Group
Understanding: Your Story
We ask lots of truly insightful questions in order to understand your employees, their needs (and wants), and your unique needs. We learn what is most important to you in attracting and retaining your most valuable asset, your employees.
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Extensive Plan Review
We analyze your current benefits plan, comparing performance against expectations, reviewing utilization, and identifying gaps or opportunities. -
Surveys
Among many tools, we've developed a library of survey questions (that we customize with you) that gives us incredible insight and will inform our direction and plan design.
We look at things like: Cost vs. Risk preferences, employee knowledge of benefits, receptiveness to wellness programs, unmet needs, and more. -
Contribution Strategy
We'll learn how you choose what employees pay for their health benefits and how the strategy fits with your goals. It can make a big difference in the performance of your plan. -
Health Risk Assessment
Together, we'll assess the "health" culture within your organization, focusing on short- and long-term commitments to employee health and health risk reduction (which leads to better performance of employees and lower costs to your plan).
We'll share insights as to what wellness components are available within your current (or new) plan, already, as well as what external components may be of benefit.
We're expert health risk managers, with a proven leadership track record in all aspects of wellness program delivery and employee incentives.
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Action: Writing the Next Chapter
Once we understand you and your business at a deep level, we'll develop a strategy and move into action.
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Solidifying the Strategy
We'll share identified opportunities and provide actionable recommendations for a tailored benefits strategy. You'll be involved every step of the way. -
Finding Your Next Benefits Plan
We'll shop your plan as all brokers can, if necessary, through all of our carrier/partners, to find and secure the best possible plan that fits your strategy and plan design.
However, if we can accomplish your goals without the disruption of changing insurance carriers, all the better.
We don't attempt to demonstrate our value by simply "shopping" your plan around every year. -
Implementing The Plan
We specialize in clearly communicating benefit or insurance carrier changes to your employees, both in writing and in person.
We love working with you to create a communication strategy that simplifies the process and ensures a smooth transition.
Our team guides you through all paperwork and process updates, giving you confidence that everything will be handled correctly and your employees will fully understand the changes.
Partnership: The Story Doesn't End
The work doesn't stop here and the relationship doesn’t end with the implementation of your plan changes.
We’re here to ensure that your benefits program thrives through ongoing services and support. We work for you throughout the year as a resource to you and your employees to drive satisfaction.
We don't just show up at renewal time.
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Wellness Program Facilitation
A well-structured wellness program. will help foster a healthier, happier workforce (and ultimately less expensive insurance). If needed, we'll work to define, implement, and facilitate a wellness program and help you build your Wellness Committee.
Some example tools you can leverage:
- Employee Newsletters
- Lunch and Learns
- Wellness Games / Competition -
Ongoing Compliance
We constantly monitor compliance/legal requirements and changes to ensure your benefits program adheres to all regulations. Compliance risk and penalties are very real and we help protect you. -
Your Partner and Advisor
Whether you or your employees have questions, need support, or face challenges, we’re just one phone call away. We act as your advocate and guide, helping you navigate the complexities of the healthcare system with ease.